Afford everything you need with BFL Personal Loan

Get the things you want, ranging from new household items, electronic devices, holidays, school tuition or wedding fees. Treat yourself, BFL Personal Loan makes the things you want yours. You can borrow up to USD 20,000* or equivalent, for a period of 6 months to 3 years and repay in monthly instalments.


6 - no collateral needed

Fixed Term Deposit rate +2%

6 - competitive interest rate

Minimum amount of $500 or eq

6 - fast track approval

Disbursement within 48 hours

6 - flexible repayments

Guarantee: Fixed Term Deposit

Key features

  • Up to USD 20,000 or equivalent
  • Competitive rates
  • Fast track approval
  • Tenor from 6 months to 3 years
  • Available in LAK


  • Persons between 18 and 65 years old and must be Lao resident
  • The ability to repay the loan must be validated by the BFL

Download the Personal Loan Brochure

Personal Loan Calculator


Monthly Payment


Total Repayment Amount


Total Interest

Our loan calculator is a simple and intuitive tool to help you calculate your monthly instalments. Fill in the information related to your project and get in a matter of seconds an estimation of monthly instalments.

  • Key in the amount of the loan
  • Select the interest rate
  • Enter the tenor


This calculator is for informational purpose only. The figure calculator does not constitute a loan offer and has no legal effect. For more information contact your Personal Banker or our Customer Support team.