Personal account overdraft facility

When you’re juggling work, household chores and family life, it can be easy to accidentally overdraw your account. The overdraft facility allows you to make your account overdrawn up to a contractually agreed amount.


8 - quick & easy application

Easy management of the family budget

5 - competitive interest rate

Competitive rates

6 - flexible repayments

Quick and easy to apply

6 - fast track approval

Easy to repay

Key features

  • Competitive rates
  • Valid for one year, renewable
  • Repayment in monthly instalments
  • Available in the currency of your income


  • Natural person(s) of legal age residing in Laos
  • Domiciliation of income at the BFL
  • No payment incident
  • The ability to repay must be validated by the BFL

Download the Overdraft Brochure

Overdraft Calculator


Monthly Payment


Total Repayment Amount


Total Interest

Our loan calculator is a simple and intuitive tool to help you calculate your monthly instalments. Fill in the information related to your project and get in a matter of seconds an estimation of monthly instalments.

  • Key in the amount of the loan
  • Select the interest rate
  • Choose the tenor


This calculator is for informational purpose only. The figure calculator does not constitute a loan offer and has no legal effect. For more information contact your Personal Banker or our Customer Support team.