Home Personal banking Savings Fixed term deposit

Fixed Term Deposit gets you attractive earnings

The Fixed Term Deposit is a contract that allows you to invest your money in complete security. The interest rates are known at the time of subscription and are guaranteed for the duration of the investment. Choose the currency that suits you best: LAK, USD, THB or EUR; the duration of your investment, from 3 months to 3 years; when your interest is paid, at the beginning, monthly or at maturity. The Fixed Term Deposit is perfect for your short or medium term projects. The + product : cash reserve available thanks to the Cashback Loan


6 - competitive interest rate

High interest rates

5 - payment of interest options

Payment of interest options

5 - maturity options

No opening fee

5 - local & foreign currencies available

Cash reserve available with the Cash Back Loan

Key features

  • Linked to the current account
  • No opening fee
  • Available in LAK, USD, THB and EUR
  • One-time deposit of USD 1,500 or equivalent minimum
  • No maximum amount (rate depending on amount)
  • Amount locked in
  • Term: 3/6/12/24/36 months
  • Interest payment : at term, at month, at start-up
  • Possibility to break the Term Deposit with penalty and adjustment of the rate to that of the Savings Account

How to open an account

  • Person of legal age or legal entities holding a package at Banque Franco Lao can open a Fixed Term Deposit Account.
  • Proof of identity, residence and income must be up to date.

Download the up-to-date deposit rates

Our Deposit rates are subject to change with a 30 days prior notice, please contact our team on contact@bfl.la or +856 21 285 444 in case of any questions

Interested in opening a Fixed Term Deposit Account?

Contact us now for more information

Important information:
Terms & conditions are subject to the Bank’s sole discretion in changing it without prior notice to customers. The information on this webpage is prepared for informational purposes only. For further information, please visit your nearest BFL Service Unit, email us at contact@bfl.la or give us a call at 021 285 444.