Home Personal banking Savings Build your future

Set saving goals with our Build Your Future account

In order to build up capital for the medium to long term, it is wise to set up regular (or programmed) savings. Build Your Future is a smart way to save every month without straining your budget, over a period of up to 10 years for your medium and long term goals. Interest is calculated on a daily basis and paid at maturity. The longer you save, the better the interest you’ll earn; choose the currency that suits you and the term that meets your needs. Build your Future is ideal for preparing your children’s future, your own future or as a contribution to your future projects.


4 - high fixed rates

High fixed rates

No minimum in monthly deposits

4 - term options to choose among

Term options

4 - currencies options

Currencies options

Key features

  • Linked to the current account
  • No opening, maintenance or closing fees
  • Available in LAK, USD & THB
  • Automatic monthly transfer
  • No maximum amount
  • Minimum monthly amount: 40,000 LAK / 5 USD / 200 THB
  • Savings locked in for 36, 60 or 120 months
  • Interest calculated daily and paid at maturity
  • No additional payments allowed
  • Possibility to break Build Your Future without penalty, with an adjustment to the Saving Account rate

How to open an account

  • Person of legal age or legal entities holding a package at Banque Franco Lao can open a Build Your Future.
  • Proof of identity, residence and income must be up to date.

Download the up-to-date deposit rates

Our Deposit rates are subject to change with a 30 days prior notice, please contact our team on contact@bfl.la or +856 21 285 444 in case of any questions

Interested in a Build Your Future Account?

Contact us now for more information

Important information:
Terms & conditions are subject to the Bank’s sole discretion in changing it without prior notice to customers. The information on this webpage is prepared for informational purposes only. For further information, please visit your nearest BFL Service Unit, email us at contact@bfl.la or give us a call at 021 285 444.